Independent Legal Advice

About us

Independent Legal Advice offers swift and reliable independent legal advice for Australian mortgage borrowers and guarantors. With a focus on delivering efficient service, ILA Online operates across all states and territories, providing the required independent legal advice certificate for banks. This service clarifies the legal ramifications, risks, and responsibilities associated with mortgage or guarantee documents. Designed for convenience and accessibility, the process is entirely online, featuring secure document uploads, a succinct 30–45 minute video consultation, and electronic certified certificate delivery to brokers and lenders. The service is characterised by its commitment to speed and transparency, offering a 24-hour standard turnaround alongside a fixed fee of $550, inclusive of GST. Clients benefit from same-day certificate delivery, ensuring acceptance by major banks, credit unions, and non-bank lenders. Understanding the urgency often associated with property transactions, the firm provides after-hours availability, including evenings and weekends, and caters to settlement deadlines involving SMSF purchases and interstate deals. Independent Legal Advice prides itself on transparent pricing, doing away with hourly billing or unexpected surcharges, ensuring a seamless experience for all clients.

Practice areas

Property Law

Specialisations

Property Law

ILA Online provides efficient and comprehensive legal support tailored to mortgage borrowers and guarantors across Australia. With a quick turnaround time of just 24 hours, clients receive an independent legal advice certificate that clearly outlines the legal implications, risks, and obligations associated with mortgage and guarantee documents. This service is designed to facilitate a smooth process for clients, ensuring that they understand their commitments before finalising their loans. The firm's commitment to transparency and accessibility is evident through its fixed-fee structure, which eliminates unexpected costs and hourly billing. By offering after-hours consultations and secure online document handling, ILA Online accommodates clients' busy schedules while ensuring compliance with settlement deadlines. Their expertise encompasses various scenarios, including SMSF purchases and interstate transactions, enabling a seamless experience for clients nationwide.

Our team

Cassie O'Sullivan

Principal

Paddington, NSW

Specialises in

Property Law

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Office locations

Paddington, NSW

Paddington, NSWWebsite

Adelaide, SA

Adelaide, SAWebsite

Melbourne, VIC

Melbourne, VICWebsite

Brisbane City, QLD

Brisbane City, QLDWebsite

Perth, WA

Perth, WAWebsite

Darwin DC, NT

Darwin DC, NTWebsite

Harman, ACT

Harman, ACTWebsite

Practice areas

Property Law

Banking & Finance
Mortgages