

Jaime Lumsden is a distinguished partner at Hamilton Locke, renowned for her profound expertise in financial services and consumer credit regulatory regimes. Recognised as a Band 4 Ranked Lawyer in the 2022 Chambers Asia-Pacific Guide for Financial Services Regulation, Jaime delivers incisive advice across varied industries, such as life and general insurance, payment products, derivatives, and cryptocurrency. Her innovative approach enables clients to tackle emerging challenges with creativity and efficiency, particularly in product structuring and regulatory navigation for buy now pay later services and digital assets. Jaime's role extends to advising on pivotal reforms in payment regulations and digital asset platform licensing. Her involvement with industry consultations and legislative advancements is notable, including her testimony at the Senate Economics Legislation Committee's enquiry into the Digital Assets Market Regulation Bill 2023. As an active leader in submitting proposals and holding discussions with Treasury, Jaime significantly influences the regulatory landscape. Beyond her technical prowess, Jaime demonstrates leadership as the Board Chair at Hartley Valley Owners Company Ltd., where she drives strategic governance and organisational restructuring. Her extensive experience at The Fold Legal, where she led the regulatory and AFS/credit licensing practices, laid the groundwork for her notable career, marked by strategic advisory and commercial acumen. Jaime consistently engages with industry through regular presentations at prominent conferences, maintaining strong connections and collaborative partnerships, such as co-leading Hamilton Locke’s relationship with Fintech Australia. Her academic background in Law and Accounting from Western Sydney University further complements her technical and commercial expertise, which she applies adeptly in her practice to deliver outstanding outcomes for her clients.
Board Chair
Hartley Valley Owners Company Ltd
Aug 2024 - Present • 2 years 2 months

Partner - Funds and Financial Services
Hamilton Locke
Sep 2022 - Present • 4 years 1 month

Partner
The Fold Legal
Oct 2015 - Sep 2022 • 6 years 11 months

Senior Lawyer
The Fold Legal
Sep 2010 - Oct 2015 • 5 years 1 month

Lawyer
The Fold Legal
Dec 2004 - Sep 2010 • 5 years 9 months

B. Bus (Acc)/LL.B, Law and Accounting
Western Sydney University
1999 - 2003
Band 4 Ranked Lawyer (Financial Services Regulation)
Chambers Asia-Pacific Guide
Last checked: 1 May 2026 • Checked with Law Society of NSW